5 Tips for Properly Insuring Your Teenage Driver

inusring your teenage driver

A teenager getting his or her license is often a fun and exciting time in their lives – and incredibly stressful from the perspective of the parent. Driving is already recognized as a challenge for novices, to say nothing of how difficult things can become when you’re talking about an area as populated as LA.

This is why properly insuring your young driver and finding the right teenage driver insurance is so important. It doesn’t just protect your child from the dangers they’re likely to encounter on the road – it helps make sure that everyone around them is protected, too. (more…)

Filed under: Auto Insurance,Independent Insurance Agents — Dave Leahy @ 11:39 am July 31, 2017


9 Tips For Better Homeowner Insurance

9 tips for better home insurance

Your homeowners insurance protects your home against a variety of dangers. However, if you don’t have the right policy, you may be more vulnerable to loss than you know. Here are nine tips you can use to make sure your homeowners insurance policy provides all of the coverage you need.

1. Learn how the claims process works.

Ask your home insurance agent to explain your policy’s claims process to you in detail. Be sure to ask about the filing process, as well as the way you will receive payment. (more…)

Filed under: Homeowners Insurance — Dave Leahy @ 10:05 am July 19, 2017


What Business Insurance Coverage Does Your Business Need?

Regardless of the size of your company, you need adequate business insurance to protect you from a potential loss. However, finding the right business insurance can be difficult, especially if your company is new. Many different options exist, and not all coverage is the same.

Business Insurance Basics

The purpose of business insurance is to protect your business from loss in the event of an accident, natural disaster, or another type of covered event. If a covered event occurs and you have the right type of insurance, you can file a claim with your insurer and receive compensation to cover your losses. Without the right insurance, you will have to pay for all of your losses on your own.  (more…)

Filed under: Business Insurance Agent,Commercial Insurance — Dave Leahy @ 9:13 am June 28, 2017


Does Your RV Need Extra Insurance?

Whether you’re thinking about buying an RV or you already have a recreational vehicle that you’re preparing to take out on the open roads, one of the most important factors to consider is one of insurance. While it’s true that you could add an RV onto your existing auto insurance policy, doing so would cause you to miss out on some of the special forms of recreational vehicle insurance coverage explicitly designed for these vehicles – and the benefits that only they can provide.

RV Insurance: What You Need to Know

As with a traditional auto insurance policy, RV insurance is designed to protect the owner and operator in the event of damage or injury caused by an accident. Because recreational vehicles are so much larger (and more expensive), crashes tend to be more costly than those involving traditionally-sized vehicles. This is why RV-specific policies are so essential – they take these factors into consideration, making sure that you don’t have to worry about a gap in coverage. (more…)

Filed under: Auto Insurance — Dave Leahy @ 9:45 am June 13, 2017


Why Your Insurance Agent is Still A Great Deal For You

For some things, buying direct and cutting out the “middleman” just makes sense and saves you money; most of us are bombarded regularly by insurance advertisements offering to lower your costs with a one size fits all policy. The truth is, those direct insurance policies may be exposing you to more risk than you feel comfortable with and often even end up costing you more in the long run.

Benefits of Using an Independent Insurance Agent

Comparison Shop and Save

An independent agent is not tied to one brand or company; they can check with many different insurers to find you the coverage that suits you best. Often an independent agent can find you a better deal than you’ll make calling around on your own; the coverage provided is usually more comprehensive as well, since a professional insurance agent knows what to ask for to reduce your risk. (more…)

Filed under: Independent Insurance Agents — Dave Leahy @ 4:40 pm May 31, 2017


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