Why Your Company Should Consider Business Interruption Insurance

Business Interruption Insurance protects your income

You already know that you and your business should purchase certain basic types of insurance in order to protect your business from loss because of property damage or theft. However, do you know that these insurance policies usually pay for only the needed repairs or replacements after a covered event. If your business is unable to operate temporarily after one of these disasters, basic business insurance does not provide any benefits to help you make up for income you lose. To help protect you from your loss of income you need business interruption insurance. (more…)

Filed under: Business Insurance Agent,Commercial Insurance — Dave Leahy @ 5:22 pm February 28, 2018

Why You Want A Local Personal Insurance Agent

a local insurance agent helps fit your insurance to your needsAre you always shopping through the internet? Do you get your news or keep in touch with family and friends using your phone and your computer? Do you only think you can get a good deal on your personal insurance through the online insurance companies? Then let me share some thoughts why visiting your local insurance agent can help you save money and get the right insurance for you and your specific situation.

Whether you are looking for home insurance, car insurance, life insurance, health insurance, long-term care insurance or any of the other insurance products that are designed to help protect you and your family speaking with a local agent can help you get the right answers for your questions. In fact, that agent may very well help you ask and answer questions you don’t even know you should be asking. (more…)

Filed under: Personal Insurance — Dave Leahy @ 1:22 pm February 21, 2018

Your Business Insurance Does Impact Your Bottom Line

Whether you have a well-established, successful business or you are just starting out at building that successful business you have dreamed about creating you are thoughtfully making decisions that best benefit your company, your employees, and your bottom line. But along with marketing and staffing decisions, your commercial insurance services may also have a significant impact on your profit margins.

Though it may not be something you think about on a daily, weekly or even monthly basis, the types of business insurance you choose makes a difference; after all, the unexpected can and does happen every day. People slip and fall, cars crash, and customers may be unhappy with the service or products they receive. Your business insurance provides you the means to protect the investment of time and money that you’ve made in your business. Here’s why you should consider business insurance to be so important to your successful business. (more…)

Filed under: Business Insurance Agent,Commercial Insurance,Independent Insurance Agents — Dave Leahy @ 3:41 pm January 31, 2018

How to Lower Your Car Insurance in Los Angeles

It’s absolutely no secret that Los Angeles is home to some of the most expensive car insurance rates anywhere in California today… but this isn’t necessarily something that you just have to accept and learn to deal with. Despite what you may have heard, it is entirely possible to lower your auto insurance rates in and around Los Angeles without sacrificing the types of coverage you need when you need it the most. You just have to keep a few key things in mind. (more…)

Filed under: Auto Insurance,Independent Insurance Agents — Dave Leahy @ 10:08 am January 16, 2018

Does Your Business Need New Employee Benefits?

Employee benefit policies are more than just a foregone conclusion in the minds of your workforce. They’re how you show your employees how much they matter and, in turn, how much you care about what they have to contribute. This is a large part of why an occasional employee benefit review is so important – having the right benefits program doesn’t just make it easier than ever to attract top talent. It also puts you in the best possible position to keep these valuable employees.

The Art of the Employee Benefit Review

The first step in terms of determining whether or not your organization needs new employee benefits involves conducting a needs assessment, otherwise known as an employee benefit review. Not only is it important to carefully consider the needs and wants of your employees, but you should also take into consideration what your competitors are up to. Are similar companies able to offer significantly more than you can? In the mind of a potential applicant, what do they offer that you don’t or vice versa? These are hugely important questions to understand and answer. (more…)

Filed under: Employee Benefits,Independent Insurance Agents — Dave Leahy @ 8:24 am December 29, 2017


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