The Key Components of Good Home Insurance

homeowners insurance considerationsMany people don’t realize just how malleable home insurance can be until it’s far too late. The type of home you have, where in California you live and even how much time you spend there will all impact what type of home insurance you should buy and what types of coverage you should be interested in. There are definitely a few key components that separate a standard home insurance policy from a great one that you’ll need to be aware of moving forward. (more…)

Filed under: Homeowners Insurance,Independent Insurance Agents — Dave Leahy @ 2:05 pm September 29, 2017


Should You Buy Identity Theft Insurance?

The Equifax data breach is just the latest of numerous instances where your data has potentially been put at risk by a large corporation. These situations are especially frightening because no matter what you are doing on a personal level try to keep your info private and avoid identity theft, you can lose that sense of security in the blink of an eye.

After a major data breach such as this, many people find themselves wondering if there is an additional layer of security that can protect them from a potential identity thief. One such option may be identity theft Insurance. However, not knowing exactly what identity theft protection is, and how it can help you in the wake of theft may prevent you from taking advantage of its many benefits. (more…)

Filed under: Personal Insurance — Dave Leahy @ 11:46 am September 21, 2017


Best Time to Shop for Personal Insurance

when is the best time to shop personal insuranceShopping for insurance isn’t the same as shopping for other products. There aren’t typically any sales, clearance events or other promotions you can use to lower the prices of your policies, so you may wonder if one shopping time is better than another.

In general, you can switch insurance policies at any time. However, many policyholders find that they benefit most when they switch policies at the time their current policy is set to renew. (more…)

Filed under: Independent Insurance Agents,Personal Insurance,Personal Insurance Agent — Dave Leahy @ 9:46 am August 30, 2017


How is Business Insurance Different than Residential Insurance?

If you own a home, then you are already familiar with what a residential insurance policy has to offer; commercial insurance policies differ from residential ones in a variety of ways. If you own a  business it is important to understand the difference so you know what events and situations are covered for your business.

How a Commercial insurance policy is different:

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Filed under: Commercial Insurance — Dave Leahy @ 4:13 pm August 23, 2017


5 Tips for Properly Insuring Your Teenage Driver

inusring your teenage driver

A teenager getting his or her license is often a fun and exciting time in their lives – and incredibly stressful from the perspective of the parent. Driving is already recognized as a challenge for novices, to say nothing of how difficult things can become when you’re talking about an area as populated as LA.

This is why properly insuring your young driver and finding the right teenage driver insurance is so important. It doesn’t just protect your child from the dangers they’re likely to encounter on the road – it helps make sure that everyone around them is protected, too. (more…)

Filed under: Auto Insurance,Independent Insurance Agents — Dave Leahy @ 11:39 am July 31, 2017


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