Professional Liability / Errors & Omissions Insurance

Regardless of how meticulously you plan, how many risk management strategies you put in place, and how well you train your employees, mistakes happen.

And if that mistake harms a client’s business, damages their reputation or costs them money – your company may be liable.

If your business provides services for fees, you’re exposing yourself to potential lawsuits. In fact, any contractor, business owner or individual who makes a recommendation, provides a service, designs a solution, or even offers an opinion runs the risk of incurring a professional liability lawsuit.

Professional Liability Insurance Coverage Options

Also known as errors and omissions insurance, or E&O, such policies generally provide protection for risks not covered by general liability insurance including:

  • Coverage for failure to render professional services
  • Legal defense expenses incurred during a lawsuit, regardless of fault
  • Negligence, or alleged mistakes your company makes
  • Reimbursement for licensing board issues
  • Court costs and settlements
  • Services previously performed, including services completed up to a certain time frame

In our increasingly litigious society, professional liability insurance provides not only a layer of protection against costly lawsuits, it also offers peace of mind. After all, you never know when a client might decide that your work failed to meet their expectations – and decide to sue.

We Can Help!

At Pacific Unified Insurance, we understand that liability exposures vary greatly from one profession to another. Our team can design a customized professional liability policy that meets your company’s unique needs – and provides you with the protection you need.Pacific Unified Insurance has been providing the right coverage at the right price for businesses and individuals in Los Angeles, Orange, Riverside and Ventura Counties and the Inland Empire since 1922. Call us at (310) 370-5000.